Terms of Use
By accessing and using any or all of this Internet Web site �QQQ-Options-Trading.com� owned and operated by Highlight Investments Inc. (the "Site"), the User agrees to be bound by these terms of use, conditions and disclaimer ("Terms of Use") and all applicable laws and regulations. If you, the User, do not agree with any part of these Terms of Use, you must immediately discontinue any use of the Site. These Terms of Use may change from time to time without notice and it is the User�s responsibility to check for updates. By using this Site you, the User, are agreeing to be bound by the current version of these Terms of Use. The last revision date for these Terms of Use is set forth below. Any reference to Highlight Investments Inc. in these Terms of Use shall mean Highlight Investments Inc., QQQ-Options-Trading.com ©, Highlight Investments Group ©, and any of its associates or subsidiaries.

Content/Reserved Rights
Highlight Investments Inc. owns all rights to the intellectual property, underlying processing and analysis technology, and software incorporated and/or presented on the QQQ-Options-Trading.com Internet Web Site, including copyrights, and owns or has acquired the necessary permissions from content providers or suppliers, for all of the content, information, software, products and services provided in and on the QQQ-Options-Trading.com Internet Web Site, including all text, HTML code, multimedia clips, images, graphics, icons, Java code, and the selection and arrangement of the contents and Information presented on the Site (collectively referred to as the "System"). In this context, �Information� is defined as and refers to the totality of all charts, quotes, trading signals, trading indicators, market analyses, commentaries, recommendations, tutorials, instructions, and any other data that could be qualified as trading information, presented on the QQQ-Options-Trading.com Web Site or distributed to subscribers via email from Highlight Investments Inc.). The System constitutes a confidential and valuable asset of Highlight Investments Inc. and is protected by copyright laws and international copyright treaties, as well as by other intellectual property laws and treaties. The User may not use, reproduce, transfer, publish, disclose or sell the System or any of its components or content, except as provided for in this Agreement.

Restriction on Use/Limited License
Highlight Investments Inc. grants the User a limited, non-exclusive, non-transferable license to use, display on your computer, download and print short extracts of the Information presented on the Site QQQ-Options-Trading.com for your own personal and non-commercial purposes only, provided that:

• The User does not modify any of the Information presented and provided on the Site.

• The User can not download any of the Information presented and provided on the Site for use in third party programs.

• All copyright and other proprietary notices are retained and remain displayed.
  The User abides by these Terms of Use.

No other use of the System or Information provided on the Site is permitted. Without limiting the generality of the foregoing, the User may not:

•  Copy, distribute, transmit, display, perform, reproduce, publish, license, sublicense, create derivative works from, transfer or sell any of the System or Information presented and provided on the Site.

• Use any of the System or Information presented and provided on the Site for any commercial purpose, or for any public display (commercial or non-commercial).

• Include any of the System or Information presented and provided on the Site or reference thereto in or with any information, product or service that the User creates, distributes or provides.

• Copy or transfer any of the System or Information presented and provided on the Site onto your own web site or any other web site or server.

• Nothing contained herein shall be construed as conferring any right in any copyright of Highlight Investments Inc., the content Providers or of any other third party who owns the copyright in any of the System or Information provided on the Site.

Highlight Investments Inc. retains the right to terminate at any time and without cause, subscription or access to its services, Site, System or Information.

Trademarks
Highlight Investments Inc., QQQ-Options-Trading.com, and Highlight Investment Group and their logos are trademarks of Highlight Investments Inc. Certain words, phrases, names, designs or logos used on the Site may constitute trademarks, service marks, or trade names of Highlight Investments Inc., the content Providers or other third parties. The display of any such marks or names on the Site does not imply that a license or other right has been granted to the User by Highlight Investments Inc., the content Providers, or other third parties.

No Financial Advice
The Information on the Site is provided for information purposes only. The Information is not intended to be and does not constitute financial advice or any other advice. The Information on this Site is general in nature and is not specific to the User. The User should not make any decision, financial or otherwise, based on any of the System or Information presented on this Site without undertaking independent due diligence. The User agrees that any and all use of the System and Information, which the User makes, is solely at the User�s own risk and without any recourse whatsoever to Highlight Investments Inc., its associates, subsidiaries, partners or content Providers.

No Warranties
Highlight Investments Inc. does not guarantee or warrant the quality, accuracy, completeness, timeliness, appropriateness or suitability of the Information on the Site or of any product or services referenced on the Site. Highlight Investments Inc. assumes no obligation to update the Information or advice regarding further developments concerning topics mentioned. The Site and the Information may be changed from time to time without notice. The Site may be unavailable from time to time or permanently, due to maintenance interruptions, telecommunications interruptions or failures, hardware interruptions or failures, software interruptions or failures, or any other interruptions or failures whatsoever.

Highlight Investments Inc. is providing this Site and the Information on an "as is" basis and makes no representations or warranties of any kind whatsoever with respect to the System, the Site or the Information or with respect to the use or suitability of the System, the Site or the Information for any purpose. The Information may contain inaccuracies, typographical errors or other errors.

Highlight Investments Inc. disclaims all warranties, representations and conditions regarding the System, the Site and the Information, including, without limiting the generality of the foregoing, all implied warranties and conditions of merchantability, fitness for a particular purpose, title, non-infringement, freedom from libelous or privacy-invasive content, freedom from infections of viruses, and availability, whether expressed or implied, or arising from a course of dealing, usage, or trade practice.

Disclaimer of Liability
Highlight Investments Inc., its associates and subsidiaries, its employees, directors, agents, the content Providers and any other parties involved in the creation, production or delivery of the System, the Information and the Site disclaim any responsibility and shall not, in any event, be liable for any damages, claims, liabilities, costs or obligations including any direct, indirect, punitive, special, incidental or consequential damages, including without limitation, loss of use, loss of data, loss of business profits, loss of opportunity, business interruption, personal injury, or any other pecuniary loss (collectively the "Damages") whatsoever and howsoever caused to the User or suffered by the User, arising out of or in connection with the use or misuse of the Site or the Information or with any delay or inability by the User to use the Site or the Information, whether any such Damages arise in contract, tort, strict liability, negligence, equity or statute law or by way of any other legal theory, even if Highlight Investments Inc. has been advised of the possibility of damages.

Highlight Investments Inc. disclaims any liability for unauthorized use or reproduction of any portion of the System, the Information or the Site.

Links
This Site may contain links to other Internet sites. Such links are provided for reference only and were independently developed by parties other than Highlight Investments Inc. Highlight Investments Inc. is not responsible for the contents of any such linked sites and does not assume any responsibility for the accuracy or appropriateness of the information contained at such sites. The inclusion of any link does not imply endorsement by Highlight Investments Inc. Use of any such linked site is at the user's own risk.

No Endorsement
Reference to any third party information, product, process, or services at this Site or any linked site is not an expressed or implied endorsement by Highlight Investments Inc..

Subscription-Based content
Some contents and/or services on this Site may be offered to you, the User, conditioned on your payment of subscription fees. If you elect to purchase subscription-based content/services and transmit to Highlight Investments Inc. a subscription purchase request, you warrant that all information that you submit is true and accurate (including without limitation your credit card number and expiration date), and you agree to pay all subscription fees you incur. You agree that these Terms of Use will apply to your subscription. You also agree to be bound by any additional terms of use, conditions and disclaimers that may be required by Highlight Investments Inc. or any content Providers from time to time.

This Site may be temporarily unavailable from time to time due to required maintenance, telecommunications interruptions, or other disruptions. Although Highlight Investments Inc. makes every reasonable effort to minimize such downtime, Highlight Investments Inc. does not guarantee 100 percent availability of the Site.

When you subscribe to any Highlight Investments Inc. service you understand:

• We are not financial analysts, investment brokers or financial advisors. We expect you, the User, to know your own investment goals and to understand that a possession of fundamental trading abilities, or a desire to procure those abilities should prerequisite your signing up.
   
• All subsidiary sites of Highlight Investments Inc., shall under no circumstances be liable to any visitor, user, and/or any third party for any lost profits, lost opportunities, indirect, special, incident, consequential, punitive, or any other damages whatsoever. We assume no responsibility or liability for any inaccuracies, misstatements, errors, fabrications, contained within documents, data, materials, website pages, contained here within and associated pages, either through error or negligence.
   
• You, the User, agree to hold Highlight Investments Inc. harmless for any act resulting directly or indirectly from this site, its data, content, materials, associated pages and documents.
   
• Your subscription is personal to you, the User, and the members of your household, and you may not transfer or make available your account name and password to others, including without limitation your co-workers. Any distribution by you of your account name and password may result in cancellation of your subscription without refund and additional charges based on unauthorized use.
   
• Subscriber must promptly inform Highlight Investments Inc. of the following: Changes in the expiration date of any credit card used in connection with the service; changes in home or billing address; and apparent breaches of security, such as loss, theft, or unauthorized disclosure or use of an email and password. Until we are notified, by e-mail of a breach in security, the Subscriber will remain liable for any unauthorized use of the service.
  
  PAYMENT
• All payments made to Highlight Investments Inc. are made through a third party service. Highlight Investments Inc. is not liable for any monies lost during the transaction process, non-payment issues or not declination of any credit card.
   
• Highlight Investments Inc. does not collect or store any credit card information and cannot be liable for any lost or stolen credit card numbers.
   
• Your name and email address will be made available to all parties to the sale, as required, to complete payment.
   
• All charges will appear as "Highlight Investments Inc." on your credit card statement.

• Any promotion, promotional rates, and any promotional offers expire as soon as a subscriber's account is deactivated as a result of nonpayment, declined payment, cancellation of service, or any other reason.
  
  AUTOMATIC RENEWAL POLICY
• Payment for the appropriate services will be made by automatic credit card debit. Subscribers will be automatically renewed for the original term upon expiration, unless Highlight Investments Inc. is notified via email ([email protected]) 5 days prior to membership renewal date.
   
• Unless, and until this agreement is cancelled by email, Subscriber hereby authorizes Highlight Investments Inc. to charge Subscriber's credit card to pay for the ongoing cost of membership.
   
  CANCELLATION POLICY
• Subscribers may, at any time and without cause, terminate their subscription to our services. The notice of termination must be sent by e-mail and must clearly indicate the name of the purchased product, the username, as well as the email address that was submitted at the time the product was purchased. Should you desire a confirmation of your cancellation, we also require a valid return email address.
   
• If you, the User, wish to cancel your subscription for any reason, you may do so through the Membership Services feature of this Site. Your request must be made 5 or more days in advance of your automatic payment, but there are no refunds of subscription fees previously paid.
   
• Highlight Investments Inc. has the right to terminate at any time, and without cause, subscription or access to our services.
   
• When a Subscriber requests termination, full or partial subscription fees are not refunded. Subscribers are liable for charges incurred by them until termination of service.
   
• Cancellation of service is not official until Subscriber receives email confirmation from Highlight Investments Inc. If Subscriber does not receive a cancellation confirmation within 48 hours of request (excluding weekends and holidays), Subscriber must re-submit the cancellation and verify that his/her email address is correct.
   
  SATISFACTION GUARANTEE PROGRAM
• To receive a refund, minus a $7 account-processing fee, you must cancel within the first 15 days of your membership. When you cancel, please request that we issue a refund to your credit card.
   
• Highlight Investments Inc.�s refund offer is made available only once per individual. If you have previously purchased any of our products, and have received a refund for any particular one, we will issue no further refunds.
   
• No refunds will be issued for reactivated, transferred or upgraded accounts.

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